what we do

BUILDING RENTAL ENTREPRENEURS IN TOWNSHIPS

uMaStandi is a property financing company, providing commercial mortgage finance, training, mentorship and guidance to property entrepreneurs.

If you answered Yes to any of these questions then uMaStandi can help you. uMaStandi assists individuals who are passionate about running a profitable, sustainable and legal township based residential rental business. Many resident landlords need a way to unlock dead equity in their property. With uMaStandi, property owners or entrepreneurs who hold title deeds can apply for finance to develop units for rental purposes.

Remember, our finance is area specific, click our Areas of finance to see if we finance your area.

Complete our feasibility form to check if you qualify.

DO YOU NEED ASSISTANCE TO FINANCE AFFORDABLE RESIDENTIAL RENTAL UNITS?

Contact A Portfolio Manager today

Nomfundo Molemohi

Areas Of Finance
Khayelitsha, Delft, Mandalay, Montclair, Langa, Gugulethu, Blue Downs, Eerste River and Mitchells Plain.

Sammy Dibate

Areas Of Finance
Pretoria (Atteridgeville and Mamelodi.)
Ekurhuleni (Spruitview, Vosloorus and Tembisa.)

Nqobi Malinga

Areas Of Finance
Soweto, Lenasia and Eldorado Park

SUPPORT PREVIOUSLY DISADVANTAGED INDIVIDUALS

The Intuthuko Equity Fund (IEF) is a development finance company that provides equity financing to support entrepreneurs who wish to enter the residential rental property market but face funding constraints. Intuthuko provides these emerging entrepreneurs (who must also qualify for either a TUHF or uMaStandi senior mortgage loan), with equity in the form of a subordinate concessionary loan.

IEF centres on attracting people with experience and knowledge of property management and providing them with the means to purchase different types of buildings and convert them to quality affordable rental housing units. IEF enables access to funding for entrepreneurs that have traditionally been overlooked by other funders; and in doing so, drives transformation and inclusive economic growth in the property market.

CREATING SUSTAINABLE CITIES

With both financial and human health factors driving greening residential property, Luhlaza strives to demonstrate that green buildings are  superior assets that are feasible over the long term. While buildings might look the same, the focus is on extending the economic life of a building through green initiatives. 

Properties that have green elements in place are more resilient and hold their value for longer. This in turn bodes more long-term value for investors, developers and tenants because of the energy and water savings achievable.  We are pleased that the market is quickly getting to a point where being green is no longer an option and Luhlaza seeks to work with our clients to create quality assets which we believe will go a long way in ensuring tenant retention and better performing investments.