who we are
TUHF21 works to create impact and unlock urban markets through innovative funding mechanisms.
We do this to stimulate entrepreneurial activity in the affordable housing sector and to support low to moderate income earners with home improvement loans to enable incremental building. We also believe housing needs to be located in vibrant neighbourhoods and to achieve this, we supplement the provision of socio-economic infrastructure in areas where we operate.
Our Board Members

Chairperson of the board

CEO

Non-Executive Director

CFO

Non-Executive Director

MEET THE TEAM RESPONSIBLE FOR CREATING REAL DEVELOPMENT IMPACT!
Lusanda Netshitenzhe
CEO of TUHF21
Lusanda has over 20 years’ experience in the property and affordable housing sector. She joined TUHF in 2007 as Portfolio Manager and opened TUHF’s KwaZulu Natal operations in 2009. She served as Development Impact Executive at TUHF before becoming CEO of TUHF21 in April 2021. She holds an MBL (UNISA) and an MSc in Development Planning (Wits). She completed the Executive Programme in Advanced Property Development (Graduate School of Business, UCT) and Wharton International Housing Finance Course (University of Pennsylvania, USA). Lusanda works to ensure that TUHF21’s subsidiary businesses become viable Social Enterprises and contribute to real development impact in townships and inner-city areas around South Africa.
Katherine Cox
Research and Development Impact Manager
Katherine is a passionate urbanist, focused on the link between sustainable cities, social & environmental impact. She has many years of experience in precinct development and inner city regeneration, the affordable housing sector and local economic development. This work has ensured that she has capabilities across land beneficiation, affordable housing as a tool for urban regeneration and local economic development. Katherine has worked in both the private and public sectors and as a consultant. She is currently working in research & development impact at TUHF21. Katherine has a BSc (Hon) in Urban Planning and is a Masters Candidate at the Centre for Regional and Urban Innovation and Statistica Exploration at Stellenbosch University. She is serving on the Boards of the Johannesburg Property Owners and Manager’s Association (JPOMA), and the Gauteng Precinct Management Association (GPMA).
Morongoe Matshavha
Administrative Coordinator
Morongoe Matshavha is the Administrative Coordinator at TUHF21. In this role, she serves as a strategic link between high-level research initiatives and operational execution, ensuring that the organization's data-driven insights are translated into efficient business workflows. With an 8-year career spanning property consulting and business administration, Morongoe has developed a specialized skill set in managing complex information systems. She is currently completing her Bachelor of Accounting Science, a background that allows her to approach R&D with a unique analytical lens, focusing on precision and governance. At TUHF21, she is dedicated to maintaining the "engine room" of innovation. Her work supports the development of pioneering products, where she focuses on optimizing research data to better serve property entrepreneurs in South Africa's emerging markets. She is driven by the belief that robust administrative systems are the foundation of sustainable social impact.
defining
principles
IMPACT THROUGH STRATEGIC PARTNERSHIPS AND COLLABORATION
SUSTAINABLE & SCALABLE SOCIAL ENTERPRISE
INNOVATION, CREATIVITY AND CONTINUOUS LEARNING
real development impact
our mission
To create Real Development Impact, TUHF21 builds on the proud track record of the TUHF Group.
Since the 1st of April 2021, TUHF21 was launched as a “separate but connected” operation from the TUHF Group. The objective was to enable TUHF21 to more rapidly explore other markets, particularly in townships, while growing its existing product portfolio and developing innovative new ones.
It will remain connected to the overarching TUHF ethos of ensuring that access to finance for property entrepreneurs is optimised, urban regeneration, densification and management is scaled, and that training and mentorship of clients continues. TUHF21 will also manage all the Corporate Social Investments (CSI) activities which are an important focus of the Group.
